vocabulary of insurance and Direct Service Providers

Direct Service Providers
Insurance
broker	courtier
claim	réclamation
commission	commission   ( argent)
policy	police d'assurance, contrat
premium	prime  ( à payer)
General
call centre	centrale d'appel
competitor	concurrent
competition	concurrence
direct provider	prestataire, fournisseur direct
loan	prêt
mortgage	hypothèque
operative	opérateur
response	réponse, réaction
supervisor	chef de service

Adverbs of Frequency

Adverbs of Frequency

Adverbs of frequency tell how often somebody is, feels or does something.

The most common ones are:

adverb                   (relative frequency)

always                       (100%)

almost always           (99%)

usually                      (80%)

often                         (60%)

sometimes                 (40%)

occasionally             (30%)

seldom (rarely)         (20%)

almost never                        (1%)

never                                    (0%)

 (The above numbers are only used to give a general, relative idea of "how often.")

 In general, adverbs of frequency go before most verbs, but after auxiliary verbs.

normal verbs

 He usually takes his son to the park on Sundays.

 I sometimes eat with my sister.

 She never comes on time.

 We almost never take lunch to work with us.

 auxiliary verbs

 He is usually at the park with his son.

 I was sometimes angry with my sister when I was young.

 She will never be on time.

 We have almost always seen her on the weekends.

The verbs have, has and had are auxiliary verbs only when used with past participles:

                        I have always played baseball on Saturday afternoons.

                        She has never been to France.

                        We had always spoken Spanish before we moved to England.

The verbs have, has and had are normal verbs when not used with past participles:

                        I always have trouble with my math homework.

                        She never has fun at the beach.

                        We always had to clean the house after we had a party.

The verbs do, does, and did are auxiliary verbs only when used in questions or negatives:

                        Did you finish the project on time?

                        He didn't like the dinner, so he didn't eat it.

In other cases, do, does and did are normal verbs:

                        He never does his homework for that class.

                        I always did the dishes when I was young.

                        They sometimes do their office work at home.

In questions, the adverb of frequency goes after the subject:

            Did you always do the dishes when you were younger?

            Is he often absent from class?

            Are you usually on time for work?

The adverb ever is used in questions to mean "at any time" in your life:

            Will she ever finish this paper?

            Has he ever been to France?

            Can you ever forgive me for what I've done to you?

            Do you ever go to scary movies, or only romantic ones?

 

The adverbs sometimes, often and usually can also be used as the beginning of a sentence.

 Sometimes[,] I was angry with my sister when I was young.

 Often, I eat with my sister.

 Usually, I'm at the park with my son.

(You don't have to put a comma after sometimes, but you may.)

 Normally, the other adverbs do not sound correct at the beginning of a normal sentence.

Wrong             *Seldom I go to church. *Always he eats alone.

Right               I seldom go to church. He always eats alone.

Wrong             *Never I eat meat.

Right               I never eat meat.

Wrong             *Always she's in church.

Right               She's always in church.

If the auxiliary is negative, the adverb of frequency might go before or after it (and sometimes in either position). Each case is different and must be learned from examples.

okay                We usually don't take our dog with us to the store.

okay                We don't usually take our dog with us to the store.

not okay          *We always can't understand him.  (Say, "We can never understand him.")

okay                We can't always understand him.

okay                We often can't understand the teacher.

okay                We can't often understand the teacher.

okay                He isn't always on time for class.

not okay          *He always isn't on time for class. (Say, "He's never on time for class.")

(When in doubt, it is probably safer putting the adverb after the negative auxiliary verb.)

Some other adverbs follow the same position rules as the adverbs of frequency.

The most common ones are

 probably

 most likely (=probably)

 all

 both

 also

 He probably found that in the garbage.

 She most likely speaks fluent Spanish.

 They all enjoyed themselves at the game.

 We both know the president.

 She sings, and she also dances.

 I am probably not going to be on time tomorrow.

 He will most likely take the train to Boston.

 You must all come on time for class every day.

 They can both cook.

 She's a singer, and she's also a dancer.

The words all and both can also be part of a subject:

            All of the students came today. (All the students came today.)

 OR     The students all came today.

            Both of my parents are dead. (Both my parents are dead.

 OR     My parents are both dead.

Adverbs of Manner List

 

Adverbs of Manner List

 

Adverbs of manner form the largest group of adverbs. We make most of them simply by adding -ly to their corresponding adjective. This is an alphabetical list of 130 common single-word adverbs of manner. Adverbs of manner that do not end in -ly are shown in bold.

accidentally angrily anxiously awkwardly badly beautifully blindly boldly bravely brightly busily calmly carefully carelessly cautiously cheerfully clearly closely correctly courageously cruelly daringly deliberately doubtfully eagerly easily elegantly enormously enthusiastically equally eventually exactly faithfully fast fatally fiercely fondly foolishly fortunately frankly

frantically generously gently gladly gracefully greedily happily hard hastily healthily honestly hungrily hurriedly inadequately ingeniously innocently inquisitively irritably joyously justly kindly lazily loosely loudly madly mortally mysteriously neatly nervously noisily obediently openly painfully patiently perfectly politely poorly powerfully promptly punctually

quickly quietly rapidly rarely really recklessly regularly reluctantly repeatedly rightfully roughly rudely sadly safely selfishly sensibly seriously sharply shyly silently stupidly successfully suddenly suspiciously swiftly tenderly tensely thoughtfully tightly truthfully unexpectedly victoriously violently vivaciously warmly weakly wearily well wildly wisely